Crunch Time!

Tomorrow is my normal bill-paying day. I am disabled with fibromyalgia and get a monthly check from Uncle Sam on the third wednesday of every month. I also write web content, which works perfectly for me. When I don't feel up to it, I don't write. Simple. When I don't write, I don't have any extra money. Ouch.

I will be posting all of my credit card balances when I sit down with my bills tomorrow. I'm doing this on my own, without help from a credit counseling service. I also have some medical bills that need to be budgeted for. I'll lay out my budget and my plan for paying it off completely in 2010. Then I will crawl under my covers and have a good cry.

I'm going to be as honest and open as I can throughout this struggle and openly share my feelings of failure, success and who knows what else.

I hope you'll come along for my journey--I sure could use some company!